Financing With Our Dealership

At the Dennis Dillon Kia finance center, we make financing your next car simple and relaxed. If you're looking to buy or lease, our expert team is here to guide you through every step, finding the best rates and terms that fit your unique lifestyle and budget. Serving Boise, Meridian, Eagle, ID, and nearby areas, we're ready to help you drive off happy in your perfect vehicle!

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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Dennis Dillon Kia Vehicle?

Leasing is a type of long-term rental agreement in which you can drive a new vehicle for a set period, usually two to three years. Instead of buying the car, you make monthly payments based on the vehicle's depreciation during the lease term, which often results in lower monthly costs compared to financing a purchase.

Leasing is excellent if you enjoy driving the latest models and prefer lower monthly payments. When you lease a vehicle from Dennis Dillon Kia, you get to experience the newest technology, safety features, and styles without committing long-term.

At the end of your lease term, you have multiple choices: trade your vehicle for a newer Kia model, purchase it outright if you've grown attached, or simply return it and walk away. Leasing also often means lower repair costs since most leases last during the manufacturer's warranty period, giving you peace of mind. This option suits drivers who like variety and also value predictable, affordable payments.

Benefits of Financing

If you're planning to keep your vehicle for several years, financing with a loan can be a smart financial move. When you finance through our dealership, you're working toward full ownership of your car, building equity with each payment.

With traditional financing, you can customize as you wish and drive unlimited miles without penalty. Our flexible financing plans offer convenient interest rates and tailored terms designed to fit your budget. Financing can help you save money in the long run, especially if you maintain your vehicle well. Plus, once your loan is paid off, you own the car outright, giving you freedom and flexibility down the road.

Flexible Credit Options

We can help you get into the new or used vehicle you deserve. Our finance experts work closely with you to understand your unique situation, guiding you through every step to find the best loan or lease option that fits your budget and goals.

We offer monthly specials, manufacturer incentives, and competitive rates to help lower costs and increase your buying power. After finding a special you like, we'll help you apply and get approved quickly so you can drive away with confidence.

Our goal is to make the financing process transparent, straightforward, and tailored to your needs so you can focus on enjoying your next vehicle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice depends on your monthly budget and how you expect to use your vehicle. Leasing typically has a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment, but you’ll be building equity and spending less over the life of the vehicle.


We’ll work with you to craft the deal that works for your budget. Most loan terms will fall between 48 and 72 months, with longer financing terms resulting in lower payments.

We've worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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Which Auto Financing Options Fit You Best?

There are two main options to choose from when considering your financing options: taking out a loan or signing a lease. Each has pros, so it's up to you to decide which is the right path forward. For example, with a loan, you own the car at the end and build equity, but with a lease, you typically have a lower payment and an easier time upgrading when you turn it in.

According to Consumer Reports, leasing often means lower monthly payments and the chance to drive the latest models more frequently, while financing helps you build ownership and avoid mileage limits.*

Whichever option you choose, we can provide you with the information you need to make an informed decision.

Secure Auto Financing Through Us and Drive Your Next Car Home

Up until now, you've been a car shopper, searching for the right car or SUV for your needs. Now that you've found the one that speaks to you, you're ready to be a car owner. The team at Dennis Dillon Kia is happy to help with automotive financing solutions that are tailor-made for drivers from Boise, Meridian, and Eagle, Idaho, like you. Apply online to get started!

Get in Touch

  • Contact our Sales Department at: 208-649-6905
  1. Dennis Dillon Kia

    9501 W Fairview Ave
    Boise, ID 83704

    • Sales: 208-649-6905
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  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 8:00PM
  • Wednesday9:00AM - 8:00PM
  • Thursday9:00AM - 8:00PM
  • Friday9:00AM - 8:00PM
  • Saturday9:00AM - 7:00PM
  • Sunday11:00AM - 6:00PM

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